Not only is accepting credit card payments easy: it's also affordable.
Merchant Service
Rate
Discount rate for Visa, MasterCard and Discover® Network
1.90%1
Mid-Qual rate
2.93%
Per-Authorization Fee
$0.30
Monthly Fee
$12.95
One-Time Set-Up Fee
None
Cancellation Fee
None
Time to Funding
Two-to-three business days2
To Apply or For Questions
(866) 558-4327 M - F: 6AM - 6PM P.T.
American Express Charged per authorization if these cards are accepted. Other fees also apply to accepting these cards. Contact each card provider for details.
$0.30 per authorization
Cancellation Fee One-time fee charged if you terminate your Merchant Service within the time period specified by the financial institution.
None
Statement Fee We will send you a paper statement at the end of each month via U.S. Mail.
None
Chargeback Fee This fee is assessed each time a customer-disputed charge is filed, in addition to the disputed transaction amount.
$20
ACH Reject Fee Fee applied to your billing if credit card transactions cannot be credited or merchant fees debited from your bank account via Automated Clearing House (ACH). This usually occurs if your merchant account has invalid ABA/DDA account numbers, insufficient funds or if the account is closed.
$15
Address Verification Service (AVS) Fraud reduction service used to verify a cardholder's billing address prior to completing a transaction.
No Charge
Credit card types accepted by default All major credit cards may be accepted. American Express requires additional fees.
None
Application turn-around time Time it takes for your application to be reviewed.
Please allow up to two business days for a response.
Card Security Code Verification Service (CSCV) Fraud reduction service used to ensure that the person entering the card information has the card in their presence.
No Charge
Visa International Assessment Fee
Visa charges an international service assessment fee of .40% for all international transactions. This fee will be passed to your account for all international transactions you process. This fee is in addition to the discount rate.
To Apply or For Questions
(866) 558-4327 M - F: 6AM - 6PM P.T.
1 The "mid-qualified" discount rate of 2.93% will be charged on all key-entered Visa/MC/Discover Network transactions that are electronically authorized and include AVS. All Visa/MC/Discover Network transactions that do not meet the requirements stated above, business cards, foreign cards and transactions that do not meet Visa/MC/Discover Network requirements for the best interchange program will be charged a "non-qualified" discount rate of 3.91%. Different discount rates for American Express, Diners Club and JCB cards may apply.
2 Funds generally are deposited into your account within 2 to 3 business days depending on your financial institution and your Demand Deposit Account. Clearance time for funds may vary depending on your Demand Deposit Account.
Intuit® Merchant Service for Quicken® does not integrate with Quicken software. Requires a merchant account through Intuit Merchant Service for Quicken, provided by Intuit Payment Solutions, LLC, an Intuit company. Application approval, an Internet connection, and at least Internet Explorer 6.0 or Safari version 3.0 or higher required. Transaction and discount fees apply. Additional fees may apply for specific occurrences (including chargeback and/or retrieval fees) and will apply when accepting cards other than Visa, MasterCard and Discover® Network, including American Express, JCB and Diners Club Cards. Rates are determined by the financial institution and are subject to change without notice. Transactions are subject to Association guidelines. Terms, conditions, features, pricing, service and support options are subject to change without notice.
Discount Rate
This percentage of every MasterCard, Visa and Discover Network transaction is deducted as a fee. You are billed for the accumulated charges of each batch submitted
Per-Authorization Fee This amount is charged each time a transaction is submitted for authorization and any time a daily batch is closed. It is in addition to the discount rate.
Monthly Minimum Fee If you do not incur $20 worth of processing fees (discount rate plus per authorization fees) in a month you will be charged the balance. For example, if you have $15 in processing fees during the month you will incur a $5 Monthly Minimum Fee.